What is Bhim App
Bhim App Download: Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation. This app was launched by Narendra Modi on 29th Dec 2016.
Features of the Bhim application-
⦁ You can send cash or receive it through cashless transfer.
⦁ Straightforward, secure, super fast cashless cash exchange.
⦁ Unique finger impression check for cutting edge security.
⦁ It will work even without Internet connection.
⦁ You can send or Receive money on their portable number
⦁ You can check your balance statement.
⦁ Make custom installment address.
⦁ Filter QR Code to send or get cash more easily.
⦁ Works 24 x 7, record-breaking throughout the day.
⦁ Allowed to download for free.
⦁ Free cash exchange [Bank NEFT charges exacted according to your bank]
How to Download Bhim App?
Bhim App for Android:
Unlock your android advanced mobile phone and open the play store application.
⦁ Go to the pursuit choice in the play store application and sort BHIM application and hit the inquiry catch
⦁ Once the pursuit gets finished select the BHIM application.
⦁ Now tap the green introduce catch on the correct side of the screen on your advanced mobile phone.
⦁ As you tap the Green introduce catch the application will begin downloading on your android gadget in this manner you have to hold up till the procedure gets finished.
⦁ Once the download procedure is done the application will be introduced to your android advanced cell and an alternate way will be made on your telephones home screen.
Bhim App for iOS/iPhone:
To download the BHIM on the ios please take after the guidelines underneath-
⦁ Unlock the iPhone and go to the App store that is Itunes.
⦁ Tap open the iTunes on your ios gadget.
⦁ Browse The BHIM application on the application store of ios.
⦁ When you discover the application, tap The Get elixir specified on the correct side of the screen and after that tap the install button.
⦁ When you do as such you might be gotten some information about to enter the password thus give it and the application will be in a matter of seconds introduced on your ios device.
Does the BHIM application take a shot at highlight telephones?
Aside from the Android application, the interface behind the BHIM application can be got to utilize USSD (Unstructured Supplementary Service Data) from highlight telephones – you should dial *99# to get to it.
To send money, for example, you’d compose “1” and hit send, then sort “1” again to pick the versatile number. Next, you’d write in the number and the aggregate, and a short time later a PIN that can be created using BHIM.
This will wear down any phone – even Rs. 1,000 component phones – without an Internet affiliation. With this strategy, an Internet association won’t be required to utilize the center usefulness behind the BHIM application.
How to use Bhim App?
1. Android users can download the application from Play Store by searching for ‘BHIM’. The app is not available for iOS users yet.
2. Install the application and choose your language.
3. Verify your phone number using an SMS. Click on Next and wait for the verification process to be completed.
4. Once the verification is complete, input a four digit passcode.
5. After a passcode is set, the app will ask you to select your bank. Once the bank is selected, the app automatically picks up your details using your phone number.
6. Select the primary bank account that will be used for all your transactions.
7. The app displays three options — send, request and scan/pay. Transactions are possible only between verified phone numbers.
8. To send money to someone, type in their phone number and the amount to be transferred. The app will prompt you to input your MPIN, usually a four or a six digit code that authenticates a mobile transaction.
9. Likewise, you can request money from someone, using their phone number.
10. The third option, scan & pay, allows users to transfer money using a QR code, a 2D black and white barcode which can be decoded by a smartphone or a tablet. Each phone number is assigned a QR code which can be accessed under profile on the home screen.
How does Bhim App Works?
- First Register your bank account with app
- Make a UPI PIN
- Use your mobile number to receive payments.
- BHIM requires permission to your Phone Calls & SMS to verify your phone number
Bhim App Supported Banks:
– Allahabad Bank
– Andhra Bank
– Axis Bank
– Bank of Baroda
– Bank of Maharashtra
– Canara Bank
– Catholic Syrian Bank
– Central Bank of India
– DCB Bank
– Dena Bank
– Federal Bank
– HDFC Bank
– ICICI Bank
– IDBI Bank
– IDFC Bank
– Indian Bank
– Indian Overseas Bank
– IndusInd Bank
– Karnataka Bank
– Karur Vysya Bank
– Kotak Mahindra Bank
– Oriental Bank of Commerce
– Punjab National Bank
– RBL Bank
– South Indian Bank
– Standard Chartered Bank
– State Bank of India
– Syndicate Bank
– Union Bank of India
– United Bank of India
– Vijaya Bank
The BHIM application is an activity of the legislature to help the nation venturing forward towards another digitized economy. The application is produced by the help of National Payment Corporation of India.
Late demonetization of the old 500 rs and 1000 rs notes had brought about an incredible wreckage in the nation as an after effect of an uncalled execution. Overall population was in a bad position because of sudden demonetization and there happened lost economy in light of the fact that there was no money for payments.
Seeing all these the administration stepped up with regards to improving the payment techniques with the assistance of digitization and here the BHIM application permits each native to a simple and helpful approach to making payments without money.
At the point when people start using electronic portions for standard trades, little merchants and little scale sellers and even people who give organizations, for instance, washing and squeezing articles of clothing will have the ability to get fragile credits from banks in view of their trade history, which will be as of now available.
Bhim App Download is not a portable wallet. If there should arise an occurrence of versatile wallets like Paytm or MobiKwik you store a constrained measure of cash on the application, that must be sent to somebody who is utilizing a similar wallet.
So in the event that I have a Paytm account it won’t be workable for me to send cash to somebody who uses MobiKwik. But BHIM depends on UPI, which is the Universal Payments Interface and along these lines connected straight forwardly to a financial balance.
All they need is a financial balance to get the payment.
Transaction Limits: Rs. 10,000 for each exchange allowed, and Rs. 20,000 inside 24 hours.
Pioneer Narendra Modi moved an Aadhaar based versatile portion application called BHIM (Bharat Interface for Money) – a rebranded type of UPI (Unified Payment Interface) and USSD (Unstructured Supplementary Service Data), at the event Digi Dhan Mela in New Delhi.
The PM moreover complimented champs of Lucky Grahak Yojana. At the occasion, PM likewise made payment to Khadi utilizing the Bhim portable application. The new application anticipated that would minimize the part of plastic cards and the purpose of offer machines once accepted to be fundamental for a less money society.
The application would dispose of the expense installments for specialist organizations like card organizations, for example, Master card or Visa, which has been a hindrance in traders changing to computerized installments making it reasonable to even vendors in remote towns, said individuals acquainted with the advancement.
All that it needs is an Android or Ios advanced mobile phone with the dealer. With the BHIM application, anybody can send, ask for cash and make an advanced installment. The application is connected to your ledger, so you don’t need to load cash in it, not at all like a wallet, and a vendor does not need to stress over exchanging the cash back to their financial balance.
The BHIM App is very simple to use: PM @narendramodi
— PMO India (@PMOIndia) December 30, 2016
— BHIM (@NPCI_BHIM) December 30, 2016
Bhim App Download Details:
Updated on: December 30, 2016
Current Version: 1.0
Requires Android: 4.1 and up
Offered By: National Payments Corporation of India (NPCI)